Wash or rinse and vegetables you'll be using and set aside.
Add the water and chili powder to your oats and mix in.
At this point, dice the bell pepper and finely slice the tomato and avocado if using. Add all of the vegetables you're using to the bowl and stir, but save the avocado for serving.
Microwave on high for 3 to 4 minutes.
Meanwhile, use a sharp knife to dice the chili pepper (preferably jalapeno) and garlic if using.
Remove once cooked and garnish with fresh chili and garlic. Neatly lay out the slices of avocado, resting on top.
Grate over your cheese of choice to create a delicious top layer, and sprinkle with salt and pepper.
Serve to your liking or you can read my serving suggestions below. Oh, and consider a siesta!